Dinerix

Project description

Dinerix is an online platform where you can borrow small loans, from 100 to 300, and pay them back within 5 to 30 days. It's like a quick mini-credit for when you need a little extra cash urgently.

Operation

• Microloan Simulation: Interactive tool that allows users to simulate different microloan scenarios, such as amounts and terms, to understand the conditions before making an application.
• Microloan Application: Process that allows users to complete and submit microloan applications through the online platform.
• Application Approval: Evaluation and approval of microcredit applications by the platform, ensuring that the established criteria are met.
• Documentation Signature:  Functionality that facilitates the digital signature of the documentation associated with microcredits, simplifying the process for users.
• Credit Disbursement: Process by which microcredit funds are released after approval and signature of the documentation.
• Microloan Tracking: Tool that allows users to track in real time the status and progress of their microloan from approval to settlement.
• Payment Management: Platform that makes it easy for users to make microcredit installment payments in a simple and secure manner.
• Partial Payments: Option that allows users to make partial payments instead of paying the full installment on a specific date.
• Due Date and Payment Notifications: Automated notification system that alerts users of due dates and the need to make payments, ensuring timeliness.
• Reporting:  A tool that provides detailed reports on the microloan portfolio, allowing administrators to review the number of outstanding microloans, identify those in arrears and obtain an overview of the platform's financial status.